Compensation Limit For 401k 2024 Fidelity. How much can you contribute to a 401(k) retirement account in 2025 vs. This calculator will help you determine your basic salary deferral limit, which, for 2024, is the lesser of $23,000 or 100% of includible compensation, reduced by any of the factors indicated.
Some employees’ compensation will exceed the annual compensation limit this year. For 2025, the irs limits the amount of compensation eligible for 401(k) contributions to $350,000.